Terms of Service — Digital Acceptance
Governing Law: State of Florida, USA (applicable nationwide) | Effective upon first payment
1.1 Provider: The individual or entity operating Nexora AI, reachable at armando.salles.oliv@gmail.com.
1.2 User/Client: Any individual or entity that accesses, uses, or subscribes to the Nexora AI system.
1.3 Service: The Nexora AI multi-agent artificial intelligence platform, including all software, algorithms, agent architectures, prompts, interfaces, APIs, and related components.
1.4 API Key: Any third-party API credential (Google Gemini, OpenAI, Anthropic, or equivalent) supplied by the User.
1.5 Agreement: This Terms of Service becomes effective upon the User's first monthly payment and continues indefinitely on a month-to-month basis until the User ceases payments or either party terminates as described herein. Payment processing is handled separately by third-party processors and is not governed by this Agreement.
2.1 By clicking "I Agree," you represent that you are at least 18 years old, have read and understood these Terms, and have legal authority to enter this agreement.
2.2 Your full name, email, IP address, timestamp, and browser information will be recorded as legally admissible proof of acceptance under the E-SIGN Act (15 U.S.C. §7001) and UETA, enforceable in all U.S. states.
2.3 This Agreement becomes effective on the date of first payment and remains valid month-to-month.
3.1 Nexora AI is a proprietary multi-agent AI system providing business consulting insights, strategic analysis, project management support, and related business intelligence outputs.
3.2 The Service operates on a month-to-month basis with no minimum commitment, no lock-in period, and no cancellation penalty.
3.3 The Service is a decision-support tool only. It does not constitute legal, financial, medical, or regulated professional advice.
4.1 Access is granted upon receipt of valid monthly payment. The User may discontinue at any time simply by not renewing — no written notice, fee, or penalty applies.
4.2 Credentials are personal and non-transferable. Sharing them constitutes a material breach.
4.3 Pricing adjustments will be communicated with 30 days advance notice. The User may discontinue without penalty if they do not accept new pricing.
The User shall NOT use the Service to:
6.1 The User is solely responsible for maintaining and securing all third-party API credentials used with the Service.
6.2 The Provider implements commercially reasonable security measures including encryption at rest and in transit.
6.3 To the maximum extent permitted by applicable law, the Provider's liability is limited regarding: unauthorized use of User-provided API keys; costs incurred through the User's third-party API accounts from unauthorized access or cyberattack; and external security incidents not attributable to the Provider's gross negligence.
6.4 External cyberattacks not attributable to Provider gross negligence constitute Force Majeure events. Affected Users will be notified within 72 hours of confirmation.
6.5 The User is solely responsible for all third-party API costs regardless of authorization.
THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. THE PROVIDER DISCLAIMS ALL WARRANTIES INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND ACCURACY. AI models are subject to hallucinations, inconsistency, knowledge cutoffs, and reasoning errors. The User is solely responsible for validating all outputs.
8.1 All components of the Service are the exclusive property of the Provider, protected under U.S. copyright law and applicable treaties.
8.2 The User receives a limited, non-exclusive, non-transferable license to use the Service during active subscription.
8.3 Outputs generated during the User's session are owned by the User.
9.1 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE PROVIDER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.
9.2 THE PROVIDER'S TOTAL LIABILITY SHALL NOT EXCEED THE GREATER OF: (A) AMOUNTS PAID IN THE THREE (3) MONTHS PRECEDING THE CLAIM; OR (B) USD $500.00.
The User agrees to indemnify and hold harmless the Provider from all claims arising from: violation of this Agreement; negligence or willful misconduct; infringement of third-party rights; or third-party claims from use of AI-generated outputs.
11.1 The Provider collects name, email, IP address, and usage logs solely to provide the Service. User data is not sold to third parties.
11.2 Confirmed data breaches will be communicated to affected Users within 72 hours.
11.3 Users may have rights under GDPR, CCPA, or LGPD. Contact armando.salles.oliv@gmail.com to exercise such rights.
Both parties agree to maintain confidentiality of non-public information for five (5) years after termination, excluding publicly available information or legally required disclosures.
13.1 This Agreement is effective from the date of first payment and continues month-to-month indefinitely.
13.2 The User may terminate at any time by simply not making the next payment. No notice, penalty, or fee applies.
13.3 The Provider may terminate with 30 days notice, or immediately upon material breach.
13.4 Sections 8, 9, 10, and 12 survive termination.
Neither party is liable for failure due to causes beyond reasonable control, including acts of God, pandemic, government action, infrastructure failures, or sophisticated external cyberattacks.
15.1 Governed by the laws of Florida, USA, enforceable in all 50 U.S. states and territories.
15.2 Disputes shall first undergo 30-day informal negotiation, then binding individual arbitration under AAA Commercial Rules.
15.3 CLASS ACTION WAIVER: THE USER WAIVES ANY RIGHT TO CLASS ACTION AGAINST THE PROVIDER.
16.1 This Agreement constitutes the entire agreement regarding the Service. Payment terms are governed separately by the payment processor.
16.2 Terms may be updated with 30 days notice. Continued use constitutes acceptance.
16.3 Invalid provisions do not affect remaining provisions.
16.4 Legal notices to: armando.salles.oliv@gmail.com
By clicking "I Agree," the following is automatically recorded as legally binding proof:
This record is binding under the U.S. E-SIGN Act (15 U.S.C. §7001) and UETA, enforceable in all U.S. states.
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